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Updated 06/05/2012 05:00 AM

Money Matters: Helpful tips can lower your weekly expenses

If you haven't gotten a raise lately, there are some ways you can boost your own bottom line buy stretching your dollars a little further. Tara Lynn Wagner filed the following Money Matters report.

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Still waiting on that raise? You're not alone. A recent study found 57 percent of small to mid-sized businesses did not give their employees a raise in the past 12 months, and 41 percent said they don't expect to give them in the next 12 either. However, consumer expert Janette Pavini of coupons.com says even if you aren't getting more money in your paycheck, there are ways to put more money in your pocket.

Let's start with prescription drugs. We all know going generic will save a bundle, but she says it still really pays to shop around.

"I did an experiment years ago, where I found that the same exact generic drugs ranged from $137 at one place down to $13 at another," Pavini says.

Pavini says the best prices can often be found at the pharmacy located in a wholesale club like Costco, and she says membership is not required.

"There is a law that states for prescription drugs you can just go to the front and say I'm hear to pick up a prescription and they let you in to the pharmacy," Pavini says.

Speaking of shopping, when it comes to getting clothes for the kids, she has two words for you: Resale shop.

"I love consignment stores," Pavini notes. "You bring the clothes that your kids have outgrown, you trade them out for the next size up, you will save - I have found up to 80 percent - just by doing resale shopping."

Here's an idea worth sharing: If you're a Facebook fan, consider "liking" the products you already like to buy and you may find those companies are eager to do favors for their friends, like offer special coupons or let you know about a secret sale.

But the biggest savings Pavini says can be found in a bag, make that the lunch bag. Think about it, if you spend $10 a day, five days a week buying lunch that's $2,600 a year on take out and deli sandwiches.

"I did a little test once where we bought the bread, we bought the meats, we bought even the pepperoncini, we did everything that you could do at a deli, and it came out to about a buck 87 as opposed to 10 dollars, so please think about brown bagging it," Pavini says.

Granted, saving money may not seem as rewarding as getting a raise, but it will certainly help increase your bottom line.